On Friday, November 13, 2026, OpenAI introduced a payment wallet function inside ChatGPT. This tool enables artificial intelligence agents to complete checkout transactions on behalf of users.
The feature relies on existing payment networks through collaborations with Visa, Mastercard, and American Express. OpenAI plans to expand the service over time by adding support for preauthorized purchases.
The product launch occurred as cryptocurrency markets experienced widespread downward price movements. Monero decreased 4.16% to $530.51, Bitcoin fell 4.00% to $68,339.33, and Ethereum declined 2.49% to $1,934.67.
For traders holding open perpetual futures contracts on Bitget, Bybit, MEXC, or OKX, this integration changes nothing directly. The addition of credit card payments inside ChatGPT does not immediately affect funding rates, position fees, or market liquidity.
Source: cointelegraph — OpenAI launches AI payments in ChatGPT with Visa, Mastercard and Amex